You’ve decided to buy a house. Congratulations! You’ve written the offer, and while you’re waiting for the seller to sign you’re driving by the house to see it and show friends and family … you’re excited, and you should be!
Now the seller has signed the offer, and it’s ratified. You’re buying a house! You’re over the moon!
And then you start to receive emails and calls from your lender, asking you for this document/that document and more. You’re not so excited any longer.
Buying a house is exciting, and while the process of getting a mortgage can be tedious, it’s not as bad as we make it out to be.
Thanks to Kim Burke – an amazing lender, by the way, if you’re getting a mortgage OR refinancing – here’s a quick cheat sheet on some of the things you’ll need to have ready in order to get that mortgage going. Remember … the faster your loan is processed, the faster you move in.
When’s the housewarming party?